Proven Review Is Provencmfx.com A Scam Or Legit Broker

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Is The Four Percent Group a Scam or Legit? Read Our 100% Honest Review!

People are asking all around the Internet, “Is The Four Percent Group a Scam or Legit?” They are intrigued of making money online and this looks like a potential way to do it. Vick Strizheus has a long experience of online marketing and he is going to teach you the steps to online success. But did you know about Vick’s shady background? Has he changed or still continuing the same old habits?

I will give you an answer to all your questions in this honest Four Percent Group review

Fasten your seat belts. Let’s go!

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The Four Percent Group Review

Name: The Four Percent Group
Website: www.FourPercent.com
Founder: Vick Strizheus
Price: $49/month or $497 one-time-payment

Field: Make Money Online -Training and Community
Overall Rank: 75 out of 100

Check out My #1 Recommendation, Wealthy Affiliate. This program has taught me to make consistent income online. At the moment I am a full-time online marketer and my income is growing each and every month. Thanks to WA.

What Is The Four Percent Group All About?

The Four Percent (4%) Group is an online business training and community. It’s founded by a very experienced Internet marketer Vick Strizheus. He has more than 12 years of experience in Internet marketing and making money online so he for sure knows a thing or two about this interesting subject.

He promises that he is going to teach how you can step out of the average and create your own online success. He says that he has trained more than one million people on how to make money online.

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Inside of the member’s area, you can find following resources:

  • Start Here: 7 Steps
  • Marketing Center
  • Training Center which includes: Operation 100K, “How-To” Tutorials and Advanced Video Secrets
  • Events like Webinars
  • Shows like Vick’s Daily Snaps

The Four Percent Group Member’s Area

You can get into member’s area for free to see all these resources. By the first look, member’s area looks quite good and there is a lively community inside. There is also a forum inside 4% Group where you can connect with other members of this program.

If you are starting out, I would recommend starting with 7 steps “Getting Started” -Training (see the picture below).

“Getting Started” -Training

The Four Percent Group Testimonials

Are These Testimonials Real?

When you get into the member’s area, you can immediately find many positive testimonials from 4% Group members. You can see in the picture above that Adjunga Nossin says, “Made $4,800 in a single day with 4% system”. And Amanda Troxel says that she made her first $300 in a single week just following the guidance of Vick Strizheus

These testimonials sound, of course, appealing but I am also a bit suspicious. I have seen so many fake testimonials when I have reviewed tens of different “make money online” -products.

I also a bit more research about The Four Percent Group and I found many websites and blogs that were promoting this system. They claimed that 4% Group is awesome and it will make all your wildest dreams come true… Or something like that. It also raised my interest because I found so many sites promoting this program.

One reason that those guys are promoting 4% Group can always be that they were affiliates of this system and they were earning commissions from all of their referrals. Whose bread you eat, his songs you’ll sing.

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Is Vick Strizheus a Scam Artist?

Vick isn’t a newbie on online business industry and he can really make his program sound interesting. He is a very successful Internet marketer. But I found out that before creating 4% Group, he has been involved in some other controversial “make money online” -systems. Some people even claimed that Vick’s previous programs were scams.

I have seen it before that a scam artist creates several scams. When the first one loses the interest, he creates a new one and takes money from innocent people. Vick has also almost been arrested because of theft. There was a video on Youtube when he was in a court because of his crime. Maybe he has changed his character and I really hope so. Otherwise, we are not talking about the reliable guy.

Vick is dressed up and motivates you that you can also become successful. It’s nice to listen to his talk. He has really studied how to become successful. I was surprised that in many of his training he wasn’t talking about techniques about creating an online business but rather he talked about the right mindset.

I understand that it’s important to have a right mindset when creating an online business. Many people start out and they “try” this “make money online” -thing. By saying that they only “try” they are prepared for failure. A better attitude is to treat it like a real business because there will be some setbacks and temporary defeats. Then +$10,000/month and even $100,000/month income is possible

But if Vick only concentrates on talking about the right mindset, how anyone can break through without knowing the concrete steps to a successful online business. That’s why he also gives lots of practical steps. He has walked the path to online success so he knows how you can succeed as well.

Vick Strizheus is not a scam artist. However, it doesn’t guarantee that his program would be the best.

Conclusion – Is The Four Percent Group a Scam?

To this question, I need to answer I don’t know. But I strongly guess that it doesn’t work like they promise it to work. Most likely you will not be making $300 or even close during the first week of Internet marketing. I don’t want to put you down but that’s the reality. Making a living is possible but it requires hard work.

I know people who have made their first income within a week of starting their online business but it’s quite rare and those guys were working a lot during that first week. But after you “get the ball rolling”, it will become easier and easier and you can earn much more than you could in an average 9 to 5 job.

I don’t want to put my money into Four Percent Group because it seems quite suspicious and I know already how to make money online. If you want to learn a proven system to make money online take a look at Wealthy Affiliate.

Their methods have been proven over and over again. Many members have quit their job and started a full-time online business. That’s 100% true and you can prove it yourself. But as I said, it doesn’t happen automatically by pushing a button. You need to get started and work, work, work.

I know lots of people who have succeeded online. All of them have one common characteristic. They never gave up. The fastest way to fail in the online business is to give up and the most sure way to succeed is to never quit.

Have you tried The Four Percent Group? Did you like it?

Have you also used other affiliate marketing training like Wealthy Affiliate or something else?

Let me know in the comments below! ��

I promise to answer all your comments and questions personally.

ForTrade Review 2020 – Is ForTrade.com Scam or Legit?

Name ForTrade Review 2020 – Is ForTrade.com Scam or Legit?
Founded 2020
Legal Entity Fortrade Ltd
Turnover 85%
Minimum deposit £100
Bonus 50%
Full Address United Kingdom, Chelsea, London, 81 Fulham Rd
Phone +44 (0) 207 691 7996
Regulation FCA
Site visit site
E-mail [email protected]
Visit Broker

Fortrade is a leading provider of online forex, commodity and stock trading for both beginner and seasoned traders. The company delivers extremely fast trade executions through its cross-platform technology and intuitive, easy-to-use graphical user interface, allowing immediate access to 100’s of tradable instruments from the world’s leading financial markets.

Basic Information

Fortrade is authorised and regulated to operate brokerage services by the Financial Conduct Authority (FCA), the regulator of the financial services industry in the United Kingdom.

The broker’s strong points include:

• 30% Welcome Bonus (up to £3,000 on initial deposit)
Regulated by the FCA
Minimum deposit of only £100
• Over 300 tradable instruments
• Easy-to-use platform; available in multiple languages

Based in London, the company specialises in the development of trading platforms that are both technologically advanced and user-friendly. Fortrade is UK regulated binary options broker.

Focusing on user experience and simple usability, Fortrade offers a wide range of trading instruments, such as currencies, commodities, indices, ETFs, stock CFDs and more. It has operations in over 250 countries worldwide.

In order to differentiate themselves from other brokers and to simplify matters, Fortrade only offer one type of trading account. Traders can open a real trading account with an initial deposit of only £100. However, the recommended minimum initial deposit is £500. When opening an account traders are automatically provided a demo account, with the same functions as the live account, and a balance of £10,000 virtual funds for practicing trading in a risk-free environment.

Commissions and Spreads

The company does not charge any commission fee on trades, including on forex, CFDs, stocks and futures. Spreads are based on the difference between the bid and ask prices of tradable products, and typically range from 3 pips for forex; 0.1 pips and 0.5 pips over market for global indices and stocks, respectively; and $0.04 over market for leading commodities such as Crude and Gold.

Trading Platforms

Fortrade uses its in-house software to provide clients the ability to open trades and manage their portfolios at any time and from anywhere in the world. The company’s powerful trading platforms: Desktop, Web and Mobile Fortrade can be accessed from virtually all operating systems and handheld devices. Fortrade also delivers direct access to MetaTrader 4, one of the world’s most widely-used multi-asset trading platforms.

Desktop Fortrader

A downloadable version of Fortrade’s cross-platform trading system, Desktop Fortrader features a powerful trading solution for traders of all abilities. Preferred primarily by professional traders and institutional traders.

Web Fortrader

A fully online version of Fortrader, the Web Fortrader can be accessed from any Internet-capable computer or device. It contains all the advanced trading features, visualisations, tools and capabilities found in the Desktop Fortrader.

Mobile Apps

A fast and reliable online mobile trading application available for both Android and Apple. Traders can use it to get updates on market events and to open trades in a quick and effective manner from their phone or tablet – immediately as the action happens.

Deposits and Withdrawals

Fortrade offers multiple methods to deposit and withdraw funds, while taking special care to ensure clients’ funds are safe, reliable, and secure at all times.

The trading platform utilises SSL encryption to provide data confidentiality. It is possible to make a deposit and withdraw funds using credit cards, bank wire transfers, Neteller, Skrill and other e-wallets.

Customer Support

Fortrade’s support representatives are available via email 24 hours a day, 6 days a week and Live Chat support is available 24/5. Customer Support is offered in 6 languages: English, Spanish, Italian, German, French and Portuguese, but the website and trading platform are available in 8 languages. Those are the languages supported at current. Additional languages are being added from time to time.

Regulations and Safety

Fortrade is registered through the Financial Conduct Authority (FCA), Firm Reference Number (FRN): 609970. It is committed to upholding the highest standards for clients. The company subscribes to the FCA’s Treating Customers Fairly (TCF) which ensures businesses place the fair treatment of customers at the heart of their business model. Client money is held in segregated bank accounts at Barclays Bank PLC, this ensures that in the unlikely event of Fortrade becoming insolvent, funds held in these accounts will be protected from the creditors of Fortrade.

Leverage

Leverage is the ability to trade a large number of securities with a small investment. At Fortrade the maximum leverage is 200:1.

Sign Up Bonuses

Fortrade offers a generous sign up bonus and other bonus offers. When a new trader makes their first deposit into his/her trading account, they will be awarded a 30% Welcome Bonus of up to £3,000. (Subject to terms and conditions)
http://www.fortrade.com?B=567&A=149453&mtId=567
Open Account

Range of Services

Your Rating

Don’t trust them they are fake company, with fake promises,(EverFxGlobal) they will convince you to invest your hard earned money with them, don’t be fooled by all these scam investment brokers and account managers, i was scammed $70,000 of my investment capital ,they kept on requesting for extra funds before withdrawal request can be accepted and processed ,at the end i lost all my money,.All efforts to reach out to their customer support desk was declined ,i found it very hard to move on . Luckily I came across a comment on a recovery website that recommended a funds recovery expert on binary/forex and bitcoin investment recovery, in the person of Mr Ashley Larsen, and i contacted him immediately through his email address and explained my issues with my investment broker to him ,God so kind, him and his team worked relentlessly to recover my funds, and was able to build a case on the scam broker with the information I provided about my trading experience and my funds refunded back to me within a week interval, i was able to get access to my funds back with his help, I still can’t believe how possible it is to get my invested capital back, including my bonus with the company. I know some people must have been a victim of any scam investment broker. I feel obligated to recommend him and his great funds recovery strategy, feel free to reach out to him if you having issues withdrawing your funds, via his email address: [email protected], and he will guide you on steps to take and get your invested capital including your bonus refunded back to you. Goodluck

HIRE THE BEST CYBER INVESTIGATIVE FIRM – There are many Recovery Room Expert that are crawling the internet today. many of them claim to be experienced in fund recovery when in actual fact they don’t know what they are doing or know how to analyze their client case, access it, evaluate, gather and preserve evidence that can be used to file a claim against the financial institution or merchant. The first step in recovering is providing a piece of concrete evidence and a review of the evidence. That is why I’m going to recommend a cyber firm that specializes in fund recovery using digital forensic coupled with the different strategies to tackle online scammers. At CYBER-OPERATIVES. ORG is a computer forensic expert team renowned within the industry for their comprehensive investigation and clear reports coupled with robust expert witness testimony and have many years of experience in the examination of digital forensic evidence within the criminal, family care, accounting, financial and corporate cases and investigations for private and legally aided clients. CYBER-OPERATIVES.ORG alongside carrying out investigation of all sort, also help victims to retrieve their money from supplier failing to provide promised product or online scammer as well as fake binary options. They adopt a holistic approach to the client’s case. Their service can be used to dispute credit card transactions as well as escalate the discord to governmental bodies such as ombudsmen services and financial authorities. How to protect yourself Be wary of adverts online and on social media promising high returns from binary options trading. You should only deal with financial services firms that are authorized by us. As the sale of binary options to retail consumers is now banned any firm offering binary options services is probably unauthorized or a scam. If you have been scammed You can report the firm or scam by contacting cyber operatives

AVOID GETTING BURN BY BINARY OPTION SCAM Finally I have been able to retrieve all my lost funds of about $480k,which I never believed I would get again from an unregulated broker who stocked my trading capital for over 3 months now, and denied my access to my trading account. I’m so glad that I have gotten back all my funds back without stress, All thanks to my neighbor who introduced me to a certified binary option recovery expert. Do you have funds that you wish to withdraw from your account, is your Broker manager asking you to make more deposit before you can place a withdrawal, are you confused and you don’t know how to go about it, kindly contact the best online leading fund recovery firm Wealth Recovery – Cyber-Operatives consultation am sure they will guide you on steps to take and get all your lost funds back in just few days they have a proven record of recovering assets and funds from scammers across the world, even in cases in which the company which carried out the scam is insolvent EMAIL [email protected]

From the previous review posted on here I believe everything is still a plan to extort you because it is only logical for any legit company to pay back the money they collected with so much ease. I am new to this whole binary option scheme and will never have believed it to be a scam until I was scammed of nearly all the amount of money I have in my account I paid in a total of 30,000 euros into this company in hopes of getting the said returns and bonuses this company offers. I only had hope because I found out about a financial recovery expert boltonrefunders at gmail dot com Which I will tell you charges nothing for the type of recovery he offers I am very surprised because I thought it would be difficult to recover my funds but as I’m typing this I have already recovered about 15,000 euros in less than one week of this recovery process. I am just sharing my review cause I know they are a lot of people like me that would have lost their funds to this people,you can also reach them via call or whatsapp +14253121045 very reliable.

Hello everyone feel free to reach out to Mr barry on [email protected] if you need help or guidance on how to recover your lost fund using good strategy and how profitable trades is been done. And also if you want to recover your lost funds using his masterclass strategy he can help you. I’m earning $10,250 weekly using his masterclass.. you can also reach him out on whatsapp +447508298691.

It actually hurts and bring tears to my eyes when I read comments of scammed victims ripped off by BINARY OPTIONS AND FAKE HACKERS. I know actually know how it feels and hurts to lose money you have worked half of your life for to invest with the thoughts of getting returns when you are retired. It was all a scam in the end. STOP BEING SCAMMED BY THESE BINARY OPTIONS AND FAKE HACKERS. I’ve had enough of complains from clients over the months who has one way or the other being a victim of the BINARY OPTION OR RECOVERY SCAMS or any desired Hacking Services. I’m willing to put an end to these unbearable swindle scheme of Fake Hackers impersonating our organization I’m taking a step forward to render solution to those affected and help them get every penny they lost. Hack Ethics is an experienced Private Hacking and Certified Binary Recovery Expert Organization with a spare master key that no one has. Service takes just within 48 hours. Hire an Ethical Hacking Expert who’s professional and real. Specialized in any desired Hacking Services. CONTACT EMAIL OR SKYPE – [email protected]

I was also cheated by Banc de binary. in first step I lost $1250. My account manager- Mr. Brace gave me 90% incorrect signals and always pushed me to open trades with high amount of money such as my first trade was with $1000 and I lost it, then he gave me a bonus for the same value and again I lost all. I complained to their management and they agreed to gave me $500 credit just to trade, again another guy named George called me and tried to cheat me to deposit $5000 and when I did not accept he became angry and tried to cheat me in another me so asked me to open a trade for 50% of my account, but I opened it with 10% and I lost it. It is obvious that they try to you lose your money. They make money when you lose money. for Optionrally I had same issue and my manager gave me 10 signals 100% incorrect and I lost $3500. I saw someone recommend [email protected] and honestly I contacted him and sincerely his services were really worth it because he got all my issues rectified in full. HIS WHATSAPP : +14079061584 TEXT: +14079061584

To anyone who reads this so-called “recommendation” – please note that Fortrade Online Trading has nothing to do with this post. This is a spam post. Fortrade is an FCA-regulated broker, and as such, we know that there is no such thing as “guaranteed profits” in any form of online trading. Please be very wary of contacting the person mentioned in this spam ad.

I lost up to $500.000 to a binary options trader broker online,.I started trading with $3000 and at first three weeks of investment I was able to make withdraw,.but I later decided to increase my trading fund to$10000,then after 2weeks trade I tried to make withdrawal but I couldn’t,I called my account manager to know why am unable to make withdrawal,but he kept on insisting I make more payment before I could withdraw my fund which I refused,.at a time he stopped picking up my calls,at this time all amails I sent to him was not replied…I lost all hope and almost accepted defit before a colleague of mine came testifying to what a man did for him,how one Mr Jesus markson helped him recovery all his lost fund,so asked for his email and I applied for his help in my case, which he helped me recover all my lost funds within 5days with no much fee attached…if you have found yourself in such case today feel free to email him at [email protected] and he will guide you on a simple step to take and get back your investment. Good luck

I foolishly invested a large amount of money with WMOptions approximately January 2020, who have now changed their name to PrimeCFDS. My account manger Ethan Stark assured me that I would easily be able to make a withdrawal. Not long after informing my account manger I would be making a withdrawal soon, he refused to answer my calls. After contacting their support number, i was told the reason was that i now have a new account manger Mark Spencer. Mark informed me that my account set up with a bonus, prevents me from making a withdrawal until a massive trading volume is achieved. Mark offered 3 different options to consider where they would reduce the credit, and the wager against it, if I put in some money that would reduce the so called Bonus, or credit as they now call it. If i took one of these options they would allow me to withdraw a sum each month as required. He was very pushy about this, and now that i have decided to stay with the current setup he has gone sulky and says i am now on my own, despite being told that they would be on call to help when required. i am forever gratefull to my inlaw who introduced me to [email protected] who helped me recover my lost funds

I invested 8,350 US dollars with scam broker FXG trade and I have never gotten my money back, i was so desperately in need of help to recover all the money back to me, fortunately I came across a colleague that introduced me to a binary options trade funds recovery expert who goes by the name Mr Benard macus when i met them i did not believe that they could get back my money because i have been scammed a lot already and didn’t know what to do, but my spirit told me to give it a try and i did, feel free to contact them via their email address:[email protected] and they will help you to recover all your lost investment that was denied from you by your scam broker.

My advice goes to anyone out there willing to invest. I was scammed of $5700 by these guys months ago and I had lost every hope I had of recovering my funds but i exercised patience and came across someone who helped me through the process of recovering all my lost funds back from them. If you ever need assistance with recovering your lost funds from your broker or maybe your broker manager has been asking you to make more deposits before you could make a withdrawal or your account has been manipulated by your broker manager or your broker has blocked your account just because they need you to make more deposit to your account. If you’re interested in getting all your lost funds back kindly get in contact with David Markson, he was the one who helped me get back my lost funds, contact him via his email :[email protected] gmail.com

Please always be careful when choosing where to invest your money or trade, after investing your money they will deny you access to withdraw your fund. Am saying this because I was a victim of their manipulation I was able to recovered my capital including my profit through the help of Mr Derrick Glenn who took up my case to financial authorities and Brokers authority Bodies with their efforts I was able to recovered my money back and close down the trade. I want to advice those who are victim of Binary option, Bitcoin and forex scam who where unable to withdraw their fund after investing to kindly seek help from Mr Derrick Glenn you have 100% assurances of getting your money back. Contact him via the email below [email protected] com

To whom it may concern This is my experience with the binary options broker, I traded with 365-fx Binary Options,Wise banc, Banc De Binary, Binary Options Scam, Cryptocurrency Scam Etc. I wanted to earn some money to pay for some bills so I invested $75, 000, these brokers said I will be able to withdraw about $98, 270 to $98, 000. The brokers calls me everyday to deposit to invest and make good profits, I told them all my funds are in the trading account and I can’t deposit more money anymore. They became so rude and stopped calling and also stopped responding to my messages and finally blocked my account. I wanted to withdraw my money and I couldn’t, they denied me my access to withdraw my money, Months went by and I still couldn’t withdraw my money. I was advised to seek a recovery company, Fortunately I found on the forexpeacearmy website a funds recovery expert Mr Carl Guillen, who I reached out to and explained my issue to him, God so kind he was able to get my funds back including my bonus, I am happy to share my experience with you, I advise everyone out there to be very careful with the company they invest their money with there have been a lot of unregulated broker, It took 21 working days to get my funds back. I feel obligated to recommend him with funds recovery strategy and experts, Feel free to reach out to him Via Email: [email protected] If you are having issues withdrawing your money he will assist you on how to claim your investment, Funds and bonuses.

I finally found an account manager about which for the first time in 5 years I will write a positive review. sure traders Group company really showed its good side. This is both reliability in the execution of orders, and professional consultants who will always come to the rescue if force majeure suddenly happened on the market, I have no complaints about the trading platform, it works perfectly and does not freeze. With the depositing and withdrawal of funds in general there are no problems, everything comes on time. And of course, webinars which are conducted very often, for beginner traders and if you want to recorver your lost funds – I recommend [email protected], although for those with experience too. In general, for four months I have no complaints about the company. you can whatsapp them on +263787350597 Email. [[email protected]].

My advice goes to anyone out there willing to invest. I was scammed of $5700 by these guys months ago and I had lost every hope I had of recovering my funds but i exercised patience and came across someone who helped me through the process of recovering all my lost funds back from them. If you ever need assistance with recovering your lost funds from your broker or maybe your broker manager has been asking you to make more deposits before you could make a withdrawal or your account has been manipulated by your broker manager or your broker has blocked your account just because they need you to make more deposit to your account. If you’re interested in getting all your lost funds back kindly get in contact with David Markson, he was the one who helped me get back my lost funds, contact him via his email : Davidmarkson815 @ gmail.com

Have you lost $5k and above while trading on Binary Option? Have you tried getting your money out from your binary account and was unable to place a withdrawal? Have you found your self wading through excessively complicated terms which might seem impossible to meet, all because you traded with an unregulated broker? Do not panic, I have good news for you. I lost over $200k to an unregulated broker who stocked my trading capital and denied me access to my account. But thank God I have recovered all my lost funds, through the help of a certified binary recovery expert. if his assistance is needed, kindly get in contact with him via [email protected] and he will guide you on effective steps to take and get back all your lost funds in just few days

These people cannot process a withdrawal I invested $45,579.00 with the broker wise banc and won a bonus of $156,834.000 I wanted to make a withdraw and they can’t process it, I have been trying to get my money out since mid- July 2020. I have given them all my banking information: routing number, acct number . and they cannot manage to produce the withdrawal. I kept getting messages saying they are working on it, I wasn’t able to withdraw my money from the account, thought I was not gonna see this day but God so kind. I was able to get solution to my withdrawals issue with my broker wise banc with the help of a recovery expert Mr David markson whom was recommend on the broker reviews, who helped me recover my funds including my bonus, I would not trust wisebanc to ever make my withdrawal go through so I had to seek help elsewhere and they already closed my account. They seem dishonest, I am happy I could get back my money from them, I advise everyone out there to be very careful with the brokers they invest their money with, in case you are reading this and you are already a victim of this fake binary broker, there’s still hope to recover your funds, feel free to reach out to Mr David via his email address:[email protected] and he will guide you on a simple step to take and get back your investment. Good luck

One wouldn’t really think much of this, all I really wanted to do was invest and be part of it but the way I was misled by this brokers and it was terrible, to easily take money from all in the name of investment and when I wanted to make withdrawals every single attempt was fruitless with constant hassle to invest more I really can’t say more than I have already said. I would really consider myself to be one of the very few lucky ones as I was able to have my funds recovered from this scam Binary option brokers, although it was through unethical means as far I am concerned but what can I care after how my hard-earned funds where taken from me, these guys are the best in less than 7days all my funds including bonuses had been recovered, If your broker lost your funds trading Binary options or any other online fraud (recoverywealthnow360 @ gmail, com) will help you recover your funds.

Few months ago, i invested about $36,000 into this binary option platform with the aim of diversifying my trading portfolio. However, with my strict habits of growing my account 300% before taking profits, i never attempted any withdrawals, not until two months ago when i tried to withdraw but all effort was in vain. I called the account manager and explained the situation, he told me i would be able to withdraw after 4 working days which sounded shady to be very honest. 4days went by, still no withdrawals, i tried reaching out to the manager and customer service line but non of them were reachable till this moment. I shared my experience with my colleague at work, he introduced me to an International Recovery Firm (WWW.RECOVERYEMPIRE.COM). These people saved me and I had my claims after 6working days. Their professionalism was top notch

Rodney says “I invested over $90,000 from my pension funds in BTCINVESTLIFESTYLE. COM and yes, I’m making a lot more already. Besides, I got some little profit payout in 3days . Their support is simply great. Also, I was introduced to XRP Ripple, ZRX and some other altcoins Crypto which they told me to keep for some years asides the returns I’m being paid. This is a great system to help with money management and portfolio buildup. Great team!”

Finally, I have been able to retrieve all my lost funds of about $390,000USD,which I never believed I would get again from an unregulated broker who stocked my trading capital for over 3 months now, and denied my access to my trading account. Traders whom has been scammed before, My advice out there is for you to be wise before you invest in any binary option trade or broker I’m so glad that I have gotten back all my funds back without stress, All thanks to my neighbor who introduced me to a certified binary option recovery expert through the aid of INTERNATIONAL RECOVERY AGENCY (IRA). Do you have funds that you wish to withdraw from your account, Is your Broker manager asking you to make more deposit before you can place a withdrawal? have you lost money from any investment online? , are you confused and you don’t know how to go about it? Contact MR DONALD Via Email [email protected], Mr Donald is indeed a good and polite man, He was the one who helped me to get back all my lost funds. He will guide you on the steps i took in getting all my refunds and bonuses back. I live happily now. Good Luck to you.

MICHELLE’S EXPERIENCE (Her testimony) – Traders who have been scammed before, my advise out there is for you to be wise before you invest in any binary option trade or broker. I was scammed $200,000USD by an online broker, but at last, LEGAL247RECOVERY , a website I found in reviews who helped me to recover all my lost funds back. It shocked my capital with an unregulated broker. If you need assistance with regards to your lost funds from your broker, or maybe your broker manager is asking you to make more deposits before you could make a withdrawal, or your account has been manipulated by your broker manager, or your broker has blocked your account, you can get all your lost funds back. I learned the hard way. I hurt my kids because my first son warned me prior, but I didn’t listen.

Trim Review: An App That Saves You Money on Autopilot?

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Trim (also known as Trim Savings or Asktrim) is one of many new tools that promise to save you money effortlessly. But is it really as easy as signing up and letting Trim be your automated personal finance assistant?

To my surprise, the answer to that questions is “yes”—to an extent. The service’s automated features do have their limits, although Trim is expanding its offerings as part of its quest to help you make the most of your money.

In this Trim review, you’ll learn:

Trim App Review

How Trim Works

Financial tools like Mint have changed the way we manage our finances. We no longer need to break out a spreadsheet to budget, or log in to all of our accounts to see how much we’ve spent. We can see our cashflow in seconds just by opening a single app.

While these tools offer an array of useful features, they have their limits. And at the end of the day, these tools are not playing an active role in helping us make the most of our money.

That’s where Trim aims to fill a gap in the market. The service tries to actively help you manage your finances, even going as far as saving money through the use of artificial intelligence.

You get started by signing up for Trim through the company’s website and linking your bank and credit card accounts. Then, rather than using an app, you’ll communicate with Trim via text message.

What Trim Offers

The number of ways Trim can help you save money is growing. However, what the service is most well known for is its automated bill negotiation tool. It also has the ability to cancel unwanted and unused subscriptions.

This is a smart strategy for Trim, as negotiating your bills and cancelling subscriptions are small wins that deliver big results. The service can and has won users over with these quick wins.

Here’s how these features work:

Bill Negotiation

Trim can negotiate your bill with any internet, cable, or cell phone provider. After you sign up, you’re asked to link your service provider and, if not listed, upload your latest bill.

Trim will then use a chatbot (or someone from Trim will place a phone call) to negotiate.

What’s nice about Trim’s bill negotiation service is that it’s constantly monitoring your bills for ways to save money. For example, say in 12 months your cable bill goes up, or there’s a good limited-time offer that you weren’t aware of; in either case, Trim will attempt to negotiate a better rate.

While Trim explains the cost of this service upfront, it’s important to note that the company does charge up to 30 percent of the yearly savings it achieves on your behalf. (The fee varies depending on the service provider.) So, if Trim saves you $276 per year (the average annual savings of a user), its cut would be $82.80. That fee is charged up-front, not on a month-by-month basis.

If you’re the type who never negotiates, this fee could be worth it.

However, if I had a substantial bill I hadn’t negotiated in a while, I’d try negotiating myself first. Then, I’d sync the account with Trim.

Knowing this, I still gave Trim the chance to negotiate on my behalf. My issue was that I don’t have much to negotiate. My current breakdown of cell phone, cable, and internet service providers are:

  • Cable and Internet: I pay $54.99 to Comcast for limited basic cable, HBO, and performance internet
  • Phones: For two phones, I pay on average $24 per month for 2 GBs of data through Xfinity Mobile
  • Utilities: Local utilities are non-negotiable through the city

So in terms of large, recurring utility and service bills, there wasn’t much for Trim to do.

But one benefit of linking my accounts was that Trim is capable of getting credits from my cable or internet provider for any outages. This is where I’ve personally seen the most savings.

On three separate occasions, Trim has been able get a credit applied to my Comcast account.

A $10 credit negotiated in November of 2020:

A $20 credit negotiated for me in October of 2020:

The third time was in January of 2020. The message I received from Trim was that it was a $20 credit, but a $30 credit appeared on my Comcast bill.

Here’s the notification from Comcast:

I have to admit, these notifications are fun to get. I’d gladly pay 25% for this service, as most of the time I wasn’t even aware there was an outage. So in my situation, Trim’s bill negotiation service has resulted in a nice win and has been well worth the few minutes it took to sign up.

Cancelling Unwanted Subscriptions

The other feature that gets a lot of press is Trim’s subscription cancellation service. With a quick text, Trim can cancel certain subscriptions on your behalf.

Trim starts the process on its end, sending you a monthly update of any potential subscriptions.

Then, you can actually initiate the cancellation process by simply texting back “cancel.” Trim will take care of the rest.

There are a few ways Trim does this, including:

  • Sending an email
  • Placing a phone call
  • Sending a certified letter in the mail in cases where it’s extremely difficult to cancel (like gym memberships)

This feature is 100% free of charge.

Trim’s Other Features

Once you log in, there are more potentially-useful features.

While these don’t save you money directly, they can help you make better financial decisions.

Here’s what’s inside:

  • Spending analysis: Trim’s spending analysis lets you compare your spending month-by-month, by exact date, and by category. I found the exact date feature pretty useful for seeing if I have any big one-time expenses coming up.
  • Budget your spending: you can set a budget with Trim, and the service will notify you of your progress throughout the month.
  • Simple savings: a recent feature added to Trim is an FDIC savings account. Trim pays 1.5% interest. However, the account comes with a $2 per month service charge. I passed on this because there are better savings accounts out there.

How Trim Makes Money

Anytime I sign up for a service, I like to understand the business model behind it. Trim utilizes the popular “freemium” model.

Signing up is free, as are many of the services offered.

Trim’s free services include:

  • Bill cancellation: the ability to cancel monthly subscriptions with a simple text
  • Budgeting tools: Trim’s spending analysis and budgeting tools allow you to easily track how you’re doing for the month
  • Text alerts: notifications about monthly subscriptions sent via SMS, as well as notices about large purchases and whether I’m spending within my budget

As discussed, Trim makes money through its bill negotiation service, for which it charges 30% of the total annual savings.

Furthermore, like many other budgeting tools, Trim recommends certain financial products that it thinks might be a good fit for you. These include credit cards, home and car insurance, and clean utility providers (they recommend Arcadia Power).

Trim is also branching out into more “done for you” services. For example, it recently launched a financial coaching service that can help you pay off your debt.

This premium service runs $10 per month and comes with a 90-day money back guarantee.

The most interesting thing to note here is that Trim will actually negotiate your credit card APRs. For anyone in debt, this can be a huge win to help you get out of debt faster.

The idea of offering a financial coach is one that really intrigues me. People living paycheck to paycheck are an underserved market when it comes to financial coaching. More often than not, these individuals don’t know where to start, so a basic plan—even one generated by a robot—can go a long way. Add some constant goal reminders through SMS, and this feature has a lot of potential. I’m interested in seeing how this service takes off (and if you’ve tried it, let me know).

Is Trim Safe?

When setting up your Trim account, you can’t help but wonder if it’s safe. After all, you’re providing the company with your checking account and credit card details.

The access Trim has to your financial institutions is “read-only” access. That mans that no changes can be made (such as moving money around), and you can revoke this access at any time.

Furthermore, Trim’s website uses 256-bit SSL encryption and all server-side databases.

If you sign up through SMS, Trim uses two-factor authentication (which sends you a text to confirm your identity).

Trim doesn’t share your data, according to its FAQ:

Your data is only used for you: we don’t sell it or use it in any way other than what we’ve explained already. We safeguard your data using bank-level security at all times. We don’t ever share your data with third parties.

Trim Review Summary

I’m excited to see where Trim continues to go with its products. I love the idea behind these next-generation financial services that are taking an active role in helping people manage their money.

I’ve seen the most benefit from the bill negotiation service, and specifically from Trim’s ability to get credits for cable and internet outages. And the text/messenger alerts are a nice way to keep a close eye on whether my budget is out of whack.

One thing I’d look out for is if you pay hundreds per month for services. If Trim is able to knock $50 per month off your bills ($600 per year), you can get charged up to $180 upfront. While you’re no doubt saving money in the long-term, it’s best to negotiate the bills yourself first, then let Trim do the work from there.

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